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Stablecoin settlement

Tessel

Supplier paid in twelve seconds

A supplier paid in twelve seconds, told which rail carried it and what it cost
Sector
Stablecoin settlement
Location
Dubai, UAE
Year
2026
Kickoff to production
16 weeks
01Overview

A payout rail for a B2B platform: instructions in, settlement out, with treasury funding and reconciliation handled behind it.

02The problem

The platform paid suppliers in eleven countries by wire: two-day settlement, unpredictable fees, and a treasury team pre-funding accounts by guesswork. Matching a payout back to an invoice took a person.

The payout desk holding every corridor's liquidity in the same view as the instructions
03What we built
  1. 01

    One instruction, many rails

    A payout is an instruction. The platform picks the rail, chain and liquidity source on cost and speed, and the supplier takes local currency or a stablecoin as they prefer.

  2. 02

    Treasury that funds itself

    Balances per rail are forecast from scheduled payouts and topped up automatically inside limits, which ended manual pre-funding.

  3. 03

    Reconciled at the transaction

    Every settlement carries its invoice reference through to the ledger entry, so reconciliation is a report rather than a job.

Tomorrow's outflow forecast against today's balance, with the top-up waiting on one approval
The supplier reading his own settlement in the yard, twelve seconds after the instruction
04The result

Median settlement fell from days to seconds, and the treasury stopped holding idle float across its corridors.

What changed

Median settlement
Seconds
Treasury behind payouts
Auto-funded
Instruction to settlement
Reconciled
The settlement record carrying an invoice reference through to a balanced ledger entry

Stack

  • Go
  • Postgres
  • Temporal
  • Ethereum
  • Circle API

Disciplines applied

  • Financial technology
  • Automation & operations

Closing

Do you have an idea, or a problem?

Either works. In my experience the second one goes faster.

I usually reply the same day.