Stablecoin settlement
Tessel
Supplier paid in twelve seconds

- Sector
- Stablecoin settlement
- Location
- Dubai, UAE
- Year
- 2026
- Kickoff to production
- 16 weeks
A payout rail for a B2B platform: instructions in, settlement out, with treasury funding and reconciliation handled behind it.
The platform paid suppliers in eleven countries by wire: two-day settlement, unpredictable fees, and a treasury team pre-funding accounts by guesswork. Matching a payout back to an invoice took a person.

- 01
One instruction, many rails
A payout is an instruction. The platform picks the rail, chain and liquidity source on cost and speed, and the supplier takes local currency or a stablecoin as they prefer.
- 02
Treasury that funds itself
Balances per rail are forecast from scheduled payouts and topped up automatically inside limits, which ended manual pre-funding.
- 03
Reconciled at the transaction
Every settlement carries its invoice reference through to the ledger entry, so reconciliation is a report rather than a job.


Median settlement fell from days to seconds, and the treasury stopped holding idle float across its corridors.
What changed
- Median settlement
- Seconds
- Treasury behind payouts
- Auto-funded
- Instruction to settlement
- Reconciled

Stack
- Go
- Postgres
- Temporal
- Ethereum
- Circle API
Disciplines applied
- Financial technology
- Automation & operations
